1.素质教育 ：Quality Education

2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional quotient

3. 保险业： the insurance industry

4. 保证重点指出： ensure funding for priority areas

5. 补发拖欠的养老金： clear up pension payments in arrears

6. 不良贷款： non-performing loan

7. 层层转包和违法分包： mutlti-level contracting and illegal subcontracting

8. 城乡信用社： credit cooperative in both urban and rural areas

9. 城镇居民最低生活保障： a minimum standard of living for city residents

10. 城镇职工医疗保障制度： the system of medical insurance for urban workers

11. 出口信贷： export credit

12. 贷款质量： loan quality

13. 贷款质量五级分类办法： the five-category assets classification for bank loans

14. 防范和化解金融风险： take precautions against and reduce financial risks

15. 防洪工程： flood-prevention project